MACHINERY BREAKDOWN INSURANCE

This policy will cover unforeseen and sudden damage to the insured’s machinery arising from such causes as:-

· Faulty materials, design, construction or erection, vibration maladjustment, mal-alignment

· Defective lubrication, loosening of parts, abnormal stress, self heating centrifugal force, molecular fatigue

· Excessive electrical pressure whether due to atmospheric electricity or otherwise

· Failure of insulation, short circuit, open circuits or arcing

· Failure of connected machinery or protective devices

· Storm and tempest, obstruction or the entry of foreign bodies

· Lack of skill, carelessness or malice of persons whether in the insured’s employment or not

· Falling, impact, collision and the like, and other causes not specifically excluded by the policy

REQUIREMENTS FOR QUOTATION Type of plant and machinery, age and manufacturers’ name, make and/or model, capacity etc. The sum insured for each item must represent the current new replacement value to avoid under-insurance.

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